Clawson Community Credit Union

625 N. Main Clawson, MI 48017 (248) 435-0950 or (800) 482-2667

Menu

Home

Hours

Mon & Tues, Wed, & Fri
9:00 a.m. - 5:00 p.m.
Thurs
9:00 a.m. - 6:00 p.m.

Routing &
Transit Number
272477568

CLAWSON COMMUNITY CREDIT UNION
Rates and Terms Subject To Change At Any Time
Rev 02/22/10

Apply For A Loan - Loan Application

New Autos (2008-2010)
Up to 48 months		As low as 3.99% A.P.R.
Up to 72 months		As low as 5.25% A.P.R.

Used Autos – (2000-2009)
48 months (2000-2009)		As low as 5.99% A.P.R.
60 months (2000-2009)		As low as 6.99% A.P.R.

Classic Cars (20 years or more old)
60 months		As low as 6.75% A.P.R.
72 months		As low as 7.50% A.P.R.


Must carry full coverage auto insurance on all auto loans

Term Signature Loans
$500.00 thru $10,000.00
Terms 12 - 48 mos.		As low as 9.99% A.P.R.

Revolving Credit		As low as 9.99% A.P.R.

Line of Credit		16.50% A.P.R.

StretchPay
$250 line (Terms 28 - 60 days)		18.0% A.P.R.
$35 annual fee applies

Shares Secured Loans		As low as 4.75% A.P.R.
		up to 84 months
Homeline Home Equity
Variable Rate		NOT AVAILABLE - LIMITED TIME
60 Month Fixed Rate		As low as 6.50% A.P.R.
5/30 Year Amortize Promo		As low as 6.50% A.P.R.
120 Month Fixed Rate		As low as 7.25% A.P.R.
10/30 Year Amortize Promo		As low as 7.25% A.P.R.
Owner Occupied 15/30 Year Amortize Fixed		80% LTV As low as 7.00%
Non-Owner Occupied 5/30 Yr Amortize Fixed		70% LTV As low as 8.50%

Must carry homeowner's insurance equal to or greater than the balance of 1st & 2nd mortgages

$150 application fee applies
Homeline Interest Rate will not exceed 15% APR increase over the life of the loan.

Motorcycles
Up to 36 mos.		As low as 6.75% A.P.R.
Up to 48 mos.		As low as 7.50% A.P.R.
Up to 60 mos.		As low as 7.75% A.P.R.


New Boats, Campers, RV
Up to 60 mos.		As low as 7.00% A.P.R.
Up to 120 mos. ($25,000 +)		As low as 7.50% A.P.R.
Up to 180 mos. ($25,000 +)		As low as 8.25% A.P.R.


Used Boats, Campers, RV
Up to 60 mos.		As low as 8.00% A.P.R.
Up to 120 mos. ($25,000 +)		As low as 8.50% A.P.R.
Up to 180 mos. ($25,000 +)		As low as 9.50% A.P.R.


Jet Ski’s, Wave Runners
(Must be Titled) - Terms up to 60 months		As low as 7.75% A.P.R.

Snowmobiles (or Not Titled,
(“Registered Only” Vehicles) - Up to 60 months		As low as 7.75% A.P.R.

Visa
Annual Percentage Rate (APR) for Purchases
Visa Platinum - credit limit $5,000 or less		13.99% A.P.R.
Visa Platinum - credit limit $5,001 and above		11.92% A.P.R.
Cash Advance APR
Visa Platinum - credit limit $5,000 or less		13.99% A.P.R.
Visa Platinum - credit limit $5,001 and above		11.92% A.P.R.
Balance Transfer APR
Visa Platinum - credit limit $5,000 or less		13.99% A.P.R.
Visa Platinum - credit limit $5,001 and above		11.92% A.P.R.

Grace Period for repayment of balances for purchases	25-days on average
Method of computing balances for purchases	Average Daily Balance (including new purchases)
Annual Fees	None
Minimum Finance Charge	None
Transaction Fee for Cash Advances	None
Balance Transfer Fee	None
Late Payment Fee	$25 if payment is received 10 days past due date
Fee for Foreign Transactions	1% of U.S. Dollar Transaction Amount
A finance charge will be imposed on Credit Purchases only if you elect not to pay the entire new balance shown on your monthly statement for the previous billing cycle within 25 days from the closing date of that statement. If you elect not to pay the entire new balance shown on your previous month statement within that 25 day period, a finance charge will be imposed on the unpaid average daily balance of such Credit Purchases from the previous statement closing date on new Credit Purchases from the date of posting to your account during the current billing cycle, and will continue to accrue until the closing date of the billing cycle preceding the date on which the entire new balance is paid in full or until the date of payment if more than 25-days from the closing date. The finance charge for a billing cycle is computed by applying the monthly periodic rate to the average daily balance of Credit Purchases, which is determined by dividing the sum of the daily balances during the billing cycle by the number of days in the cycle. Each daily balance of Credit Purchases is determined by adding to the outstanding unpaid balance of Credit Purchases at the beginning of the billing cycle any Credit Purchases posted to your account, and subtracting any payments as received or credits as posted to your account, but excluding any unpaid finance charges. A finance charge will be imposed on Cash Advances from the date made or from the first day of the billing cycle in which the Cash Advance is posted to your account, whichever is later, and will continue until the date of payment. Apply For A Loan - Loan Application

** Additional fees may apply, including late payment penalties. **

Please Call the Credit Union for Details !!!